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Existing savers

Find out about your existing accounts

You'll also be able to get an estimated value for your guaranteed equity bond or guaranteed equity ISA and make enquiries about forgotten accounts.

Interest rate changes

Interest rates > Check the historical and current interest rates for our savings accounts.

Managing your account

Managing your account > Answers to your common questions about managing accounts online, by post and on the phone.

Managing someone else's account

Managing someone else's account > How to establish accounts for children and using a power of attorney.

Guaranteed equity bond / guaranteed equity ISA calculator

Calculator >Calculate the estimated maturity value of your guaranteed equity bond or Guaranteed equity ISA.

Maturing guaranteed equity bonds and guaranteed equity ISAs

Maturing bond information > Information on how your guaranteed equity bond and ISA has performed including maturity index values and actual returns.

Unclaimed and forgotten accounts

Unclaimed and forgotten accounts > How to trace an old Birmingham Midshires account.

Unclaimed preference shares

Unclaimed preference shares > Information about preference share allocations on the demutualisation of Birmingham Midshires.

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.

NET rates are illustrative only, allowing for the deduction of income tax at 20%. If you are a higher rate tax payer, you may have a further amount to pay. If we deduct more tax than you have to pay this can be reclaimed from HMRC.

Tax Free means free from personal liability to Income Tax.

For telephone line opening times, please read the information in our contact section. Calls may be monitored and recorded for security and training purposes. If you're calling from outside the UK, please dial +442920781145.

© Birmingham Midshires
This site is intended for UK residents unless otherwise stated.
Birmingham Midshires is a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered in the FSA's Register and its Register Number is 169628. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ.
To contact the FSA Consumer helpline, please ring 0300 500 5000 or visit www.moneymadeclear.org.uk/.