Skip to main content

You are here:

  1. Home
  2. Existing savers
  3. Guaranteed equity bond / ISA calculator

Guaranteed equity bond / ISA calculator

Find out what your savings could be worth

Do you have a guaranteed equity bond or guaranteed equity ISA that hasn't matured yet? Then you can get an indication of your potential return using the calculator. Guaranteed equity bonds and guaranteed equity ISAs that are currently available are not included in the calculator.

Calculator


   

£500 to £1,000,000

The maximum original investment for an ISA is £5,100 in the current tax year.





































































































 

Notes:

  • The accounts included in this calculator are now closed and an initial index has already been set. These accounts are not available to new investors.
  • Your initial investment in any of these accounts will be returned to you at the end of the term under the terms and conditions of the account (subject to any early withdrawals, if applicable).
  • The FTSE 100 reading is taken from the close of business the previous bank working day to provide an illustration of a return, in place of the 'maturity level index'.
  • This illustration assumes that the investment is kept for the full term and no early withdrawals are made.
  • This is an illustration only.
  • The 'maturity index level' will be taken between the dates referred to in the appropriate terms and conditions.

Maturing guaranteed equity bonds / guaranteed equity ISAs

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.

NET rates are illustrative only, allowing for the deduction of income tax at 20%. If you are a higher rate tax payer, you may have a further amount to pay. If we deduct more tax than you have to pay this can be reclaimed from HMRC.

Tax Free means free from personal liability to Income Tax.

For telephone line opening times, please read the information in our contact section. Calls may be monitored and recorded for security and training purposes. If you're calling from outside the UK, please dial +442920781145.


© Birmingham Midshires
This site is intended for UK residents unless otherwise stated.
Birmingham Midshires is a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered in the FSA's Register and its Register Number is 169628. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ.
To contact the FSA Consumer helpline, please ring 0300 500 5000 or visit www.moneymadeclear.org.uk/.