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Closed accounts

Current, future and historical rates for our variable rate accounts that are now closed to new customers. This includes accounts offered to customers with maturing bonds

Select your account for information on current, future and historical rates.

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History of rate changes for closed tax free savings accounts

Account Effective
date
Save from Interest
rate
Bonus
rates
Notes Interest
rates
Direct ISA (issue 3)(annual interest) 11/01/2012£11.26% Tax free /AER 1.26% There is no bonus available on this account.

Launched 18/06/2008

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Direct ISA (issue 4) (annual interest) 11/01/2012£11.01% Tax free /AER 1.01% There is no bonus available on this account.

Launched 20/02/09

See all rates
Direct ISA - tax year investments for 2007/08 (issue 1)(annual interest) 11/01/2012£10001.61% Tax free /AER 1.61% There is no bonus available on this account.See all rates
Direct ISA - tax year investments for 2008/09 (issue 2)(annual interest) 11/01/2012£10001.61% Tax free /AER 1.61% There is no bonus available on this account.See all rates
Direct ISA - transfers in (issue 1)(annual interest) 11/01/2012£10001.26% Tax free /AER 1.26% There is no bonus available on this account.See all rates
Direct ISA - transfers in (issue 2) (annual interest) 11/01/2012£10001.26% Tax free /AER 1.26% There is no bonus available on this account.See all rates
Internet Bank Rate Tracker ISA (annual interest) - only available to existing maturing customers 08/10/2010£5000.50% Tax free /AER 0.50% There is no bonus available on this account.

Only available to existing maturing customers.

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ISA extra (monthly interest) 02/03/2010£5002.67% Tax free /AER 2.70%
  • Includes a bonus of 0.98% for 15 months.

Includes a 1.00% tax free bonus rate for 15 months.

See all rates
ISA extra (yearly interest) 02/03/2010£5002.70% Tax free /AER 2.70%
  • Includes a bonus of 1.00% for 15 months.

Includes a 1.00% tax free bonus rate for 15 months

See all rates
ISA extra (issue 2) (monthly interest) 28/03/2011£1
£1+
2.86% Tax free/
AER 2.90%
£20,000+
3.06% Tax free/
AER 3.10%
  • Includes a bonus of 1.17% for 15 months.
See all rates
ISA extra (issue 2) (yearly interest) 28/03/2011£1
£1+
2.90% Tax free/
AER 2.90%
£20,000+
3.10% Tax free/
AER 3.10%
  • Includes a bonus of 1.20% for 15 months.
See all rates
Product Filter:

History of rate changes for closed easy access savings accounts

Account Effective
date
Save from Interest
rate
Bonus
rates
Notes Interest
rates
Access savings account (issue 1) (annual interest) 01/04/2009£10.75% Gross / AER 0.75% There is no bonus available on this account.

This account is the second stage of postal access reward account (issue 1), available only to maturing customers.

See all rates
Access savings account (issue 2) (annual interest) 01/12/2009£11.75% Gross / AER 1.75% There is no bonus available on this account.

This account is the second stage of postal access reward account (issue 2), available only to maturing customers.

See all rates
Access savings account (issue 3) (annual interest) 01/04/2009£10.50% Gross / AER 0.50% There is no bonus available on this account.

This account is the second stage of postal access reward account (issue 3), available only to maturing customers.

See all rates
Access savings account (issue 4) (annual interest) 01/04/2009£10.50% Gross / AER 0.50% There is no bonus available on this account.

This account is the second stage of postal access reward account (issue 4), available only to maturing customers.

See all rates
Access savings account (issue 5) (annual interest) 18/05/2009£10.50% Gross / AER 0.50% There is no bonus available on this account.

This account is the second stage of the postal access reward account (issue 5), only available to existing customers.

See all rates
Bonus postal easy access tracker account (issue 1)(annual interest) 01/04/2009£12.75% Gross / AER 2.75% There is no bonus available on this account.See all rates
Bonus postal easy access tracker account (issue 2)(annual interest) 01/04/2009£13.50% Gross / AER 3.50% There is no bonus available on this account.

Launched 16/06/2008

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Bonus postal easy access tracker account (issue 3)(annual interest) 01/04/2009£13.50% Gross / AER 3.50% There is no bonus available on this account.

Launched 26/09/2008

See all rates
Chase de Vere - guarantee plus (annual interest) 01/04/2009£5000
£5,000+
0.05% Gross / AER 0.05%
£10,000+
0.05% Gross / AER 0.05%
£25,000+
0.05% Gross / AER 0.05%
£50,000+
0.05% Gross / AER 0.05%
There is no bonus available on this account.

Special maturity account for clients of Chase de Vere.

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Chase de Vere easy access maturity account (annual interest) 01/04/2009£1
£1+
0.05% Gross / AER 0.05%
£1,000+
0.05% Gross / AER 0.05%
There is no bonus available on this account.

Easy access maturity accounts are 'holding accounts' for fixed term maturities.

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Chase de Vere easy access maturity account (monthly interest) 01/04/2009£1
£1+
0.05% Gross / AER 0.05%
£1,000+
0.05% Gross / AER 0.05%
There is no bonus available on this account.

Easy access maturity accounts are 'holding accounts' for fixed term maturities.

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Diana Princess of Wales memorial fund account (annual interest) 01/04/2009£11.75% Gross / AER 1.75% There is no bonus available on this account.See all rates
Direct postal savings account 11/01/2012£10.91% Gross / AER 0.91% There is no bonus available on this account.See all rates
Easy savings account 01/03/2009£11.75% Gross / AER 1.75% There is no bonus available on this account.

Interest is paid annually.

See all rates
e-Saver account (issue 1)(annual interest) 01/04/2009£12.00% Gross / AER 2.00% There is no bonus available on this account.

Launched 17/04/2008.

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e-Saver account (issue 2) monthly interest 14/02/2011£12.75% Gross / AER 2.78% There is no bonus available on this account.See all rates
Guaranteed reward account (issue 1) (annual interest) 01/04/2009£11.85% Gross / AER 1.85% There is no bonus available on this account.

After the first 12 months or if more than 4 withdrawals are made, the account will revert to base rate tracker account.

See all rates
Guaranteed reward account (Issue 2) (annual interest) 01/04/2009£11.70% Gross / AER 1.70% There is no bonus available on this account.

Interest is paid annually. Guaranteed to pay the rate payable on our Base Rate Tracker Savings Account currently  0.85 % gross/AER plus a bonus of 0.85% gross for the first 12 months. After the first 12 months, or if more than 4 withdrawals are made, the account will revert to the Base Rate Tracker Account which guarantees that your rate will at least match the Bank of England Base Rate until 01 June 2013.

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Internet access savings account (issue 1 - 5) (annual Interest) 27/04/2009£10.25% Gross / AER 0.25% There is no bonus available on this account.

Stage 2 of the internet access reward account (issues 1-5), which pays 0.25% gross/AER below the Bank of England Bank Rate. Only available to internet access reward account (issue 1) customers.

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Internet access savings account (issue 2) 27/05/2009£10.25% Gross / AER 0.25% There is no bonus available on this account.

Stage 2 of the internet access reward account issue 2, which pays 0.25% gross/AER below the Bank of England Bank Rate for the lifetime of the account. This account is only available to existing customers. Launched 27/07/09. Interest is paid annually.

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Internet easy access account (issue 1 - 6)(annual interest) 01/04/2009£10.05% Gross / AER 0.05% There is no bonus available on this account.

Rates from Year 2 onwards.

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Matured funds savings account (issue 1) 27/02/2009£11.00% Gross / AER 1.00% There is no bonus available on this account.

This account was only available to maturing customers.

See all rates
Matured funds savings account (issue 2) 27/02/2009£10.50% Gross / AER 0.50% There is no bonus available on this account.

This account was only available to maturing customers.

See all rates
Matured funds savings account (issue 3) 27/02/2009£10.10% Gross / AER 0.10% There is no bonus available on this account.

This account was only available to maturing customers.

See all rates
Online saver account (monthly interest) 11/01/2012£10.59% Gross / AER 0.59% There is no bonus available on this account.See all rates
Postal access savings account (issue 1) (annual interest) 11/01/2012£10.26% Gross / AER 0.26% There is no bonus available on this account.

This account is the second stage of postal access reward account (issue 1), available only to maturing customers.

See all rates
Postal access savings account (issue 2) (annual interest) 11/01/2012£10.26% Gross / AER 0.26% There is no bonus available on this account.

This account is the second stage of postal access reward acount (issue 2), available only to maturing customers.

See all rates
Postal access savings account (issue 3) (annual interest) 11/01/2012£10.10% Gross / AER 0.10% There is no bonus available on this account.

This account is the second stage of postal access reward account (issue 3), available only to maturing customers.

See all rates
Postal access savings account (issue 4) (annual interest) 11/01/2012£10.10% Gross / AER 0.10% There is no bonus available on this account.

This account is the second stage of postal access reward account (issue 4), available only to existing customers

See all rates
Postal access savings account (issue 5) (annual interest) 11/01/2012£10.10% Gross / AER 0.10% There is no bonus available on this account.

This account is the second stage of the postal access reward account (issue 5), only available to existing customers.

See all rates
Postal access savings account (issue 6) (annual interest) 11/01/2012£10.10% Gross / AER 0.10% There is no bonus available on this account.

This account is the second stage of the postal access reward account (issue 6), only available to existing customers.

See all rates
Postal easy access client investment account 01/04/2009£1
£1+
0.05% Gross / AER 0.05%
£2,500+
0.05% Gross / AER 0.05%
£5,000+
0.05% Gross / AER 0.05%
£10,000+
0.05% Gross / AER 0.05%
£25,000+
0.05% Gross / AER 0.05%
£50,000+
0.05% Gross / AER 0.05%
There is no bonus available on this account.See all rates
Postal extra (annual interest) 11/01/2012£10.10% Gross / AER 0.10% There is no bonus available on this account.

This account was only available to maturing customers.

See all rates
Postal extra (issue 2) (annual interest) 09/03/2010£12.75% Gross / AER 2.75%
  • Includes a bonus of 2.25% for 12 months.

This account was only available to maturing customers

See all rates
Postal extra (issue 2) (monthly interest) 09/03/2010£12.72% Gross / AER 2.75%
  • Includes a bonus of 2.25% for 12 months.

This account was only available to maturing customers.

See all rates
Postal extra (monthly interest) 11/01/2012£10.10% Gross / AER 0.10% There is no bonus available on this account.

This account was only available to maturing customers.

See all rates
Postal young saver 01/02/2009£10.67% Gross / AER 0.67% There is no bonus available on this account.

Originally account named as SmartStart.

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Telephone access account (issue 1), annual interest, first 12 months 01/04/2009£11.05% Gross / AER 1.05% There is no bonus available on this account.

Launched 07/11/2007. This account is only available to existing customers.

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Telephone access account (issue 1), annual interest, next 6 months 01/04/2009£10.75% Gross / AER 0.50% There is no bonus available on this account.

Launched 07/11/2007. This account is only available to existing customers.

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Telephone access account (issue 1), annual Interest, thereafter 01/04/2009£10.25% Gross / AER 0.25% There is no bonus available on this account.

Launched 07/11/2007. This account is only available to existing customers.

See all rates
Telephone access account (issue 1), monthly interest, first 12 months 01/04/2009£10.91% Gross / AER 0.91% There is no bonus available on this account.

Launched 07/11/2007. This account is only available to existing customers.

See all rates
Telephone access account (issue 1), monthly interest, next 6 months 01/04/2009£10.63% Gross / AER 0.39% There is no bonus available on this account.

Launched 07/11/2007. This account is only available to existing customers.

See all rates
Telephone access account (issue 1), monthly interest, thereafter 01/04/2009£10.15% Gross / AER 0.15% There is no bonus available on this account.

Launched 07/11/2007. This account is only available to existing customers.

See all rates
Telephone access account (issue 2), annual interest, first 12 months 01/04/2009£11.30% Gross / AER 1.30% There is no bonus available on this account.

Launched 22/02/2008. This account is only available to existing customers.

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Telephone access account (issue 2), annual interest, next 6 months 01/04/2009£10.80% Gross / AER 0.52% There is no bonus available on this account.

Launched 22/02/2008. This account is only available to existing customers.

See all rates
Telephone access account (issue 2), annual interest, thereafter 01/04/2009£10.25% Gross / AER 0.25% There is no bonus available on this account.

Launched 22/02/2008. This account is only available to existing customers.

See all rates
Telephone access account (issue 2), monthly interest, first 12 months 01/04/2009£11.15% Gross / AER 1.16% There is no bonus available on this account.

Launched 22/02/2008. This account is only available to existing customers.

See all rates
Telephone access account (issue 2), monthly interest, next 6 months 01/04/2009£10.68% Gross / AER 0.41% There is no bonus available on this account.

Launched 22/02/2008. This account is only available to existing customers.

See all rates
Telephone access account (issue 2), monthly interest, thereafter 01/04/2009£10.15% Gross / AER 0.15% There is no bonus available on this account.

Launched 22/02/2008. This account is only available to existing customers.

See all rates
Telephone extra account (annual interest) 18/06/2009£13.15% Gross / AER 3.15%
  • Includes a bonus of 2.65% for 12 months.

Includes a bonus of 2.65% gross for 12 months.

See all rates
Telephone extra account (issue 2 ) (annual interest) 01/03/2010£12.75% Gross / AER 2.75%
  • Includes a bonus of 2.25% for 12 months.

Includes a bonus of 2.25% gross for 12 months.

See all rates
Telephone extra account (issue 2) (monthly interest) 01/03/2010£12.72% Gross / AER 2.75%
  • Includes a bonus of 2.25% for 12 months.

Includes a bonus of 2.25% gross for the first 12 months

See all rates
Telephone extra account (issue 3) (monthly interest) 13/09/2010£12.57% Gross / AER 2.60%
  • Includes a bonus of 2.10% for 12 months.

Includes a bonus of 2.10% gross for 12 months.

See all rates
Telephone extra account (issue 3) (yearly interest) 13/09/2010£12.60% Gross / AER 2.60%
  • Includes a bonus of 2.10% for 12 months.

Includes a bonus of 2.10% gross for 12 months.

See all rates
Telephone extra account (monthly interest) 18/06/2009£13.11% Gross / AER 3.15%
  • Includes a bonus of 2.65% for 12 months.

Includes a bonus of 2.65% gross for 12 months.

See all rates
Telephone premium (issue 1)(annual interest) 01/04/2009£10.05% Gross / AER 0.05% There is no bonus available on this account.

Up until the 1st November 2008, this rate includes a first year bonus of 0.65% gross.

See all rates
Telephone premium (issue 2)(annual interest) 01/04/2009£10.05% Gross / AER 0.05% There is no bonus available on this account.

Up until the 1st November 2008, this rate includes a first year bonus of 0.50% gross.

See all rates
Telephone saver plus account (annual interest) 03/04/2009£502.00% Gross / AER 1.50% There is no bonus available on this account.

This account is guaranteed to pay Bank of England Bank Rate plus 0.50% for the life of the account. For the first 6 months this includes a 1.00% gross bonus.

See all rates
Telephone saver plus account (monthly interest) 03/04/2009£502.00% Gross / AER 1.51% There is no bonus available on this account.

This account is guaranteed to pay Bank of England Bank Rate plus 0.50% for the life of the account. For the first 6 months this includes a 1.00% gross bonus.

See all rates
WebSaver account (annual interest) 01/04/2009£10.95% Gross / AER 0.95% There is no bonus available on this account.

Includes first year bonus of 0.75%.

See all rates

Available accounts >

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

NET rates are illustrative only, allowing for the deduction of income tax at 20%. If you are a higher rate tax payer, you may have a further amount to pay. If we deduct more tax than you have to pay this can be reclaimed from HMRC.

Tax Free means free from personal liability to Income Tax.

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This site is intended for UK residents unless otherwise stated.
Birmingham Midshires is a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered in the FSA's Register and its Register Number is 169628. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ.
To contact the FSA Consumer helpline, please ring 0300 500 5000 or visit www.moneyadviceservice.org.uk/.