Find the perfect account

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You must be at least age 18 to apply for an account online. You must be at least 16 to apply for an ISA or open an account by phone.

Easy access accounts

For regular and irregular savings, easy access accounts are a simple way to earn interest on your spare funds. You can always get your hands on your money if you need it and you won't lose any interest.

The estimated balance is for illustrative purposes only. It is based on the rates shown and assumes that the interest rate and rates of tax remain constant.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Annual interest
• ISA transfers allowed
• Interest on maturity

Account and apply	Rates	Save from	Access	Features	Balance after 12 months (£1k savings)
e-Saver account (issue 2) monthly intereste-Saver account (issue 2) monthly interest	1.83 1.83% Gross p.a. 1.84% AER* 1.46% Net	£1	Unlimited Manage online		£1018.30
Telephone extra account (issue 2 ) (annual interest)Telephone extra account (issue 2 ) (annual interest)	2.75 2.75% Gross p.a./ AER* 2.20% Net	£1	Unlimited Manage by phone		£1027.50
Easy internet savings account (annual interest)Easy internet savings account (annual interest)	1.75 1.75% Gross p.a./ AER* 1.40% Net	£1	Unlimited Manage online		£1017.50
Telephone extra account (issue 2) (monthly interest)Telephone extra account (issue 2) (monthly interest)	2.72 2.72% Gross p.a. 2.75% AER* 2.18% Net	£1	Unlimited Manage by phone		£1027.20
The estimated balance is for illustrative purposes only. It is based on the gross rates shown and assumes that the interest rate and rates of tax remain constant.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Annual interest
• ISA transfers allowed
• Interest on maturity

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Fixed term savings

You can get a Fixed term account from 3 years or more. You'll know what interest you'll receive in advance so your returns are guaranteed. They're best for savings you don't need access to in a hurry.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Annual interest
• ISA transfers allowed
• Interest on maturity

Account and apply	Rates	Term	Save from	Access	Features	Balance after 12 months (£1k savings)
4 year fixed rate bond (annual interest)4 year fixed rate bond (annual interest)	4.15 4.15% Gross p.a./ AER* 3.32% Net	4 year	£1	Permitted subject to a loss of interest charge Manage by post		£1041.50
4 year fixed rate bond (monthly interest)4 year fixed rate bond (monthly interest)	4.07 4.07% Gross p.a. 4.15% AER* 3.26% Net	4 year	£1	Permitted subject to a loss of interest charge Manage by post		£1040.70
4 year internet fixed rate bond (annual interest)4 year internet fixed rate bond (annual interest)	4.15 4.15% Gross p.a./ AER* 3.32% Net	4 year	£1	Permitted subject to a loss of interest charge Manage online		£1041.50
4 year internet fixed rate bond (monthly interest)4 year internet fixed rate bond (monthly interest)	4.07 4.07% Gross p.a. 4.15% AER* 3.26% Net	4 year	£1	Permitted subject to a loss of interest charge Manage online		£1040.70
3 year fixed rate bond (annual interest)3 year fixed rate bond (annual interest)	4.00 4.00% Gross p.a./ AER* 3.20% Net	3 year	£1	Permitted subject to a loss of interest charge Manage by post		£1040.00
3 year fixed rate bond (monthly interest)3 year fixed rate bond (monthly interest)	3.93 3.93% Gross p.a. 4.00% AER* 3.14% Net	3 year	£1	Permitted subject to a loss of interest charge Manage by post		£1039.30
3 year internet fixed rate bond (annual interest)3 year internet fixed rate bond (annual interest)	4.00 4.00% Gross p.a./ AER* 3.20% Net	3 year	£1	Permitted subject to a loss of interest charge Manage online		£1040.00
3 year internet fixed rate bond (monthly interest)3 year internet fixed rate bond (monthly interest)	3.93 3.93% Gross p.a. 4.00% AER* 3.14% Net	3 year	£1	Permitted subject to a loss of interest charge Manage online		£1039.30
The estimated balance is for illustrative purposes only. It is based on the gross rates shown and assumes that the interest rate and rates of tax remain constant.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Annual interest
• ISA transfers allowed
• Interest on maturity

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Fixed rate Cash ISAs

Enjoy guaranteed rates of return on your tax free savings over one and five years.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Annual interest
• ISA transfers allowed
• Interest on maturity

Account and apply	Rates	Term	Save from	Access	Features	Balance after 12 months (£1k savings)
5 year fixed rate ISA (annual interest)5 year fixed rate ISA (annual interest)	4.25 4.25% Tax free/ AER*	5 year	£500	Permitted subject to a loss of interest charge Manage by post		£1042.50
5 year fixed rate ISA (monthly interest)5 year fixed rate ISA (monthly interest)	4.17 4.17% Tax free 4.25% AER*	5 year	£500	Permitted subject to a loss of interest charge Manage by post		£1041.70
The estimated balance is for illustrative purposes only. It is based on the tax free rates shown and assumes that the interest rate and rates of tax remain constant.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Annual interest
• ISA transfers allowed
• Interest on maturity

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Variable rate Cash ISAs

All the benefits of an easy access account and tax free savings as well.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Annual interest
• ISA transfers allowed
• Interest on maturity

Account and apply	Rates	Save from	Access	Features	Balance after 12 months (£1k savings)
ISA extra (annual interest)ISA extra (annual interest)	2.70 2.70% Tax free/ AER*	£500	Unlimited Manage by post		£1027.00
ISA extra (monthly interest)ISA extra (monthly interest)	2.67 2.67% Tax free 2.70% AER*	£500	Unlimited Manage by post		£1026.70
The estimated balance is for illustrative purposes only. It is based on the tax free rates shown and assumes that the interest rate and rates of tax remain constant.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Annual interest
• ISA transfers allowed
• Interest on maturity

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