Find the perfect account

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You must be at least age 18 to apply for an account online. You must be at least 16 to apply for an ISA or open an account by phone.

Easy access accounts

For regular and irregular savings, easy access accounts are a simple way to earn interest on your spare funds. You can always get your hands on your money if you need it and you won't lose any interest.

The estimated balance is for illustrative purposes only. It is based on the rates shown and assumes that the interest rate and rates of tax remain constant.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

Sort by:  Account and ApplyRatesSave fromBalance after 12 monthsBonus rates   Order by: AscendingDescending

Account and apply	Save from	Rates	Access	Features	Balance after 12 months (per £1k deposit)	Bonus rates
The estimated balance is for illustrative purposes only. It is based on the gross rates shown and assumes that the interest rate and rates of tax remain constant.
Online extra (issue 1) (yearly interest)Online extra (issue 1) (yearly interest)	£1000	£1,000+ 2.602.60% Gross p.a./ AER 2.08% Net £20,000+ 3.003.00% Gross p.a./ AER 2.40% Net £50,000+ 3.203.20% Gross p.a./ AER 2.56% Net	Unlimited Manage online		£1,000+ £1026.00 £20,000+ £1030.00 £50,000+ £1032.00	All rates include a fixed bonus for 12 months. After 12 months, all rates revert to 0.50% gross/AER variable. See benefits and features and/or summary box for more infoirmation
Telephone extra account (issue 4) (yearly interest)Telephone extra account (issue 4) (yearly interest)	£1	2.40% Gross / AER 1.92% Net	Unlimited Manage by phone		£1024.00	Bonus rate for the first 12 months the rates include a fixed bonus of 1.90%
Telephone extra account (issue 4) (monthly interest)Telephone extra account (issue 4) (monthly interest)	£1	2.37% Gross 2.40% AER 1.90% Net	Unlimited Manage by phone		£1023.96	Bonus rate for the first 12 months the rates include a fixed bonus of 1.90%

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

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Fixed rate bonds

If you like the idea of saving with a known rate of return, our fixed rate bonds may be the answer. They pay a fixed rate of interest during the term and let you have access subject to a loss of interest charge.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

Sort by:  Account and ApplyRatesTermSave fromBalance after 12 months   Order by: AscendingDescending

Account and apply	Save from	Rates	Term	Access	Features	Balance after 12 months (per £1k deposit)	Bonus rates
The estimated balance is for illustrative purposes only. It is based on the gross rates shown and assumes that the interest rate and rates of tax remain constant.
5 year fixed rate bond (yearly interest)5 year fixed rate bond (yearly interest)	£1	4.65% Gross / AER 3.72% Net	5 year	Permitted subject to a loss of interest charge Manage by post		£1046.50	There is no bonus available on this account.
5 year fixed rate bond (monthly interest)5 year fixed rate bond (monthly interest)	£1	4.55% Gross 4.65% AER 3.64% Net	5 year	Permitted subject to a loss of interest charge Manage by post		£1046.46	There is no bonus available on this account.
4 year fixed rate bond (yearly interest)4 year fixed rate bond (yearly interest)	£1	4.20% Gross / AER 3.36% Net	4 year	Permitted subject to a loss of interest charge Manage by post		£1042.00	There is no bonus available on this account.
4 year fixed rate bond (monthly interest)4 year fixed rate bond (monthly interest)	£1	4.12% Gross 4.20% AER 3.30% Net	4 year	Permitted subject to a loss of interest charge Manage by post		£1041.99	There is no bonus available on this account.
2 year fixed rate bond (yearly interest)2 year fixed rate bond (yearly interest)	£1	3.60% Gross / AER 2.88% Net	2 year	Permitted subject to a loss of interest charge Manage by post		£1036.00	There is no bonus available on this account.
2 year fixed rate bond (monthly interest)2 year fixed rate bond (monthly interest)	£1	3.54% Gross 3.60% AER 2.83% Net	2 year	Permitted subject to a loss of interest charge Manage by post		£1035.98	There is no bonus available on this account.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

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Fixed rate Cash ISAs

Enjoy guaranteed rates of return on your tax free savings over one and five years.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

Sort by:  Account and ApplyRatesTermSave fromBalance after 12 months   Order by: AscendingDescending

Account and apply	Save from	Rates	Term	Access	Features	Balance after 12 months (per £1k deposit)	Bonus rates
The estimated balance is for illustrative purposes only. It is based on the tax free rates shown and assumes that the interest rate and rates of tax remain constant.
5 year fixed rate ISA (yearly interest)5 year fixed rate ISA (yearly interest)	£500	4.25% Tax free/ AER	5 year	Permitted subject to a loss of interest charge Manage by post		£1042.50	There is no bonus available on this account.
5 year fixed rate ISA (monthly interest)5 year fixed rate ISA (monthly interest)	£500	4.17% Tax free 4.25% AER	5 year	Permitted subject to a loss of interest charge Manage by post		£1042.51	There is no bonus available on this account.
2 year fixed rate ISA (yearly interest)2 year fixed rate ISA (yearly interest)	£500	3.60% Tax free/ AER	2 year	Permitted subject to a loss of interest charge Manage by post		£1036.00	There is no bonus available on this account.
2 year fixed rate ISA (monthly interest)2 year fixed rate ISA (monthly interest)	£500	3.54% Tax free 3.60% AER	2 year	Permitted subject to a loss of interest charge Manage by post		£1035.98	There is no bonus available on this account.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

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Variable rate Cash ISAs

All the benefits of an easy access account and tax free savings as well.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

Sort by:  Account and ApplyRatesSave fromBalance after 12 months   Order by: AscendingDescending

Account and apply	Save from	Rates	Access	Features	Balance after 12 months (per £1k deposit)	Bonus rates
The estimated balance is for illustrative purposes only. It is based on the tax free rates shown and assumes that the interest rate and rates of tax remain constant.
ISA extra (issue 3) (yearly interest)ISA extra (issue 3) (yearly interest)	£1	First 12 months 2.752.75% Tax free/ AER 12 - 15 months 2.722.72% Tax free 1.97% AER After 15 months 1.701.70% Tax free/ AER	Unlimited Manage by post		After 12 months £1027.50	Bonus rate for the first 15 months the rates include a fixed bonus of 1.05%
ISA extra (issue 3) (monthly interest)ISA extra (issue 3) (monthly interest)	£1	First 12 months 2.722.72% Tax free 2.75% AER 12 - 15 months 2.722.72% Tax free 1.96% AER After 15 months 1.691.69% Tax free 1.70% AER	Unlimited Manage by post		After 12 months £1027.54	Bonus rate for the first 15 months the rates include a fixed bonus of 1.03%

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

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