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Cash ISAs (tax free savings accounts)

Make the most of your Cash ISA allowance

From 6th April the overall ISA limit will increase to £15,240 and you will have the option to save this allowance in either a cash ISA, or a Stocks and Shares ISA or a combination of the two as long as you don't pay in more than £15,240 in total during tax year 2015/16.

Variable rate Cash ISAs

All the benefits of an easy access account and tax free savings as well.

FSCS – protecting your money. Find out more here.

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

NET rates are illustrative only, allowing for the deduction of income tax at 20%. If you are a higher rate tax payer, you may have a further amount to pay. If we deduct more tax than you have to pay this can be reclaimed from HMRC.

Tax free is the contractual rate of interest payable where interest is exempt from income tax.

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