ISAs (tax free savings)
Make the most of your ISA allowance
When it comes to tax free savings, ISAs are hard to beat. You can save up to £3,600 each year in a BM Savings Cash ISA - and up to £5,100 if you're aged 50 or over before 6 April 2010.
Fixed rate Cash ISAs
Enjoy guaranteed rates of return on your tax free savings up to five years.
Refer to this key to help you understand the key features of these accounts.
Single Account Holder Only
Joint Account Holders Available
Apply Online
Apply by Telephone
Monthly Interest
Annual Interest
ISA Transfers Allowed
Interest on Maturity
|
Account and apply
|
Rates
|
Term
|
Save from
|
Access
|
Features
|
Balance after 12 months (£1k savings)
|
|
5 year fixed rate ISA (annual interest)5 year fixed rate ISA (annual interest)
|
4.55 4.55%
Tax free/ AER*
|
5 year
|
£500
|
- Permitted subject to a loss of interest charge
- Manage by post
|
|
£1045.50
|
|
5 year fixed rate ISA (monthly interest)5 year fixed rate ISA (monthly interest)
|
4.46 4.46%
Tax free
4.55% AER*
|
5 year
|
£500
|
- Permitted subject to a loss of interest charge
- Manage by post
|
|
£1044.60
|
|
2 year fixed rate ISA (annual interest)2 year fixed rate ISA (annual interest)
|
3.50 3.50%
Tax free/ AER*
|
2 year
|
£500
|
- Permitted subject to a loss of interest charge
- Manage by post
|
|
£1035.00
|
|
2 year fixed rate ISA (monthly interest)2 year fixed rate ISA (monthly interest)
|
3.45 3.45%
Tax free
3.50% AER*
|
2 year
|
£500
|
- Permitted subject to a loss of interest charge
- Manage by post
|
|
£1034.50
|
|
2 year internet fixed rate ISA (annual interest)2 year internet fixed rate ISA (annual interest)
|
3.50 3.50%
Tax free/ AER*
|
2 year
|
£500
|
- Permitted subject to a loss of interest charge
- Manage online
|
|
£1035.00
|
|
2 year internet fixed rate ISA (monthly interest)2 year internet fixed rate ISA (monthly interest)
|
3.45 3.45%
Tax free
3.50% AER*
|
2 year
|
£500
|
- Permitted subject to a loss of interest charge
- Manage online
|
|
£1034.50
|
The estimated balance is for illustrative purposes only. It is based on the tax free rates shown and assumes that the interest rate and rates of tax remain constant. |
- Single Account Holder Only
- Joint Account Holders Available
- Apply Online
- Apply by Telephone
- Monthly Interest
- Annual Interest
- ISA Transfers Allowed
- Interest on Maturity
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Variable rate Cash ISAs
All the benefits of an easy access account and tax free savings as well.
Refer to this key to help you understand the key features of these accounts.
- Single Account Holder Only
- Joint Account Holders Available
- Apply Online
- Apply by Telephone
- Monthly Interest
- Annual Interest
- ISA Transfers Allowed
- Interest on Maturity
|
Account and apply
|
Rates
|
Save from
|
Access
|
Features
|
Balance after 12 months (£1k savings)
|
|
ISA extra (annual interest)ISA extra (annual interest)
|
2.70 2.70%
Tax free/ AER*
|
£500
|
|
|
£1027.00
|
|
ISA extra (monthly interest)ISA extra (monthly interest)
|
2.67 2.67%
Tax free
2.70% AER*
|
£500
|
|
|
£1026.70
|
The estimated balance is for illustrative purposes only. It is based on the tax free rates shown and assumes that the interest rate and rates of tax remain constant. |
- Single Account Holder Only
- Joint Account Holders Available
- Apply Online
- Apply by Telephone
- Monthly Interest
- Annual Interest
- ISA Transfers Allowed
- Interest on Maturity
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