ISAs (tax free savings)

Make the most of your ISA allowance

When it comes to tax free savings, ISAs are hard to beat. You can save up to £5,340 in the 2011/2012 tax year with a BM Savings Cash ISA.

Variable rate Cash ISAs

All the benefits of an easy access account and tax free savings as well.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

Sort by:  Account and ApplyRatesSave fromBalance after 12 months   Order by: AscendingDescending

Account and apply	Save from	Rates	Access	Features	Balance after 12 months (per £1k deposit)	Bonus rates
The estimated balance is for illustrative purposes only. It is based on the tax free rates shown and assumes that the interest rate and rates of tax remain constant.
ISA extra (issue 3) (yearly interest)ISA extra (issue 3) (yearly interest)	£1	First 12 months 2.752.75% Tax free/ AER 12 - 15 months 2.722.72% Tax free 1.97% AER After 15 months 1.701.70% Tax free/ AER	Unlimited Manage by post		After 12 months £1027.50	Bonus rate for the first 15 months the rates include a fixed bonus of 1.05%
ISA extra (issue 3) (monthly interest)ISA extra (issue 3) (monthly interest)	£1	First 12 months 2.722.72% Tax free 2.75% AER 12 - 15 months 2.722.72% Tax free 1.96% AER After 15 months 1.691.69% Tax free 1.70% AER	Unlimited Manage by post		After 12 months £1027.54	Bonus rate for the first 15 months the rates include a fixed bonus of 1.03%

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

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Fixed rate Cash ISAs

If you prefer guaranteed rates of interest try our fixed rate tax free savings accounts.

Refer to this key to help you understand the key features of these accounts.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

Sort by:  Account and ApplyRatesTermSave fromBalance after 12 months   Order by: AscendingDescending

Account and apply	Save from	Rates	Term	Access	Features	Balance after 12 months (per £1k deposit)	Bonus rates
The estimated balance is for illustrative purposes only. It is based on the tax free rates shown and assumes that the interest rate and rates of tax remain constant.
5 year fixed rate ISA (yearly interest)5 year fixed rate ISA (yearly interest)	£500	4.25% Tax free/ AER	5 year	Permitted subject to a loss of interest charge Manage by post		£1042.50	There is no bonus available on this account.
5 year fixed rate ISA (monthly interest)5 year fixed rate ISA (monthly interest)	£500	4.17% Tax free 4.25% AER	5 year	Permitted subject to a loss of interest charge Manage by post		£1042.51	There is no bonus available on this account.
2 year fixed rate ISA (yearly interest)2 year fixed rate ISA (yearly interest)	£500	3.60% Tax free/ AER	2 year	Permitted subject to a loss of interest charge Manage by post		£1036.00	There is no bonus available on this account.
2 year fixed rate ISA (monthly interest)2 year fixed rate ISA (monthly interest)	£500	3.54% Tax free 3.60% AER	2 year	Permitted subject to a loss of interest charge Manage by post		£1035.98	There is no bonus available on this account.

• Single account holder only
• Joint account holders available
• Apply online
• Apply by telephone
• Monthly interest
• Yearly interest
• ISA transfers allowed
• Interest on maturity

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